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Dental Insurance – Marion, OH

How Dentistry Becomes More Affordable

When you have dental insurance to rely on for your dental care needs, you can save a significant amount of money on out-of-pocket costs. At our dental office, we do everything possible to help you understand what your costs will be ahead of time, so there’s no surprises as you begin your treatment. If you aren’t vary familiar with how dental insurance works, we recommend you read our brief page describing the fundamentals of dental insurance and what you can expect when the time comes for treatment.

Understanding How Dental Insurance Works

Overall, dental insurance is meant to be used on a regular basis. It’s not meant to be used for emergencies exclusively, which is often the case for medical insurance. Instead of only using insurance when a serious illness or injury occurs, you use dental insurance to maintain routine checkups and cleanings. Of course, insurance is also mainly used for restorative treatments to repair teeth after they’ve been damaged. Either way, using dental insurance regularly is the best way to keep costs low, rather than only using it when a problem appears.

What Your Dental Insurance Plan Covers

Dental insurance plans come with their own fair share of nuances here and there, but generally, they cover treatments in the same way. Always look at your plan in more detail before pursuing treatment, but you can bet that it will look similar to this breakdown:

  • Preventive Care – Includes cleanings, X-rays, fluoride treatments and exams. Generally covered between 80 and 100 percent.
  • Minor Restorative Care – Covers fillings and root canal therapy. Usually covered between 70 and 80 percent.
  • Major Restorative Care – Includes dental crowns, bridges and dentures. Often covered between 50 and 60 percent.

We Offer In-Network Savings & Welcome Out-of-Network Providers

Being in-network generally means that our dental office has agreed to provide treatments at certain rates as requested through contracts with insurance companies. While being in-network generally means that you can save money on dental services, it doesn’t necessarily mean you can’t afford treatment at all if you are out-of-network. Below are the insurance companies we are currently in-network with:

  • Delta Dental
  • Cigna
  • Aetna
  • Guardian

If you have questions about your current coverage, our team will work with you to determine the best financial options moving forward.